DebtExit

About DebtExit

Hi, I'm Skylar. In 2024, I paid off $45,000 in debt in 22 months. This blog is the roadmap I wish I had when I started.

Why DebtExit Exists

Most personal finance advice falls into two camps: corporate sterile ("here's a 30-step budget") or motivational fluff ("you got this!"). Neither one gave me actual systems I could use.

I needed tactical, step-by-step instructions. I needed real numbers from someone who'd done it. I needed systems that worked even when my ADHD brain forgot to "stick to the budget."

So I built those systems myself. And they worked.

What You'll Find Here

  • →Real numbers: Exact income, exact debt amounts, exact timelines. No vague "success stories."
  • →Tactical systems: Copy-paste spreadsheets, automation guides, decision frameworks.
  • →ADHD-friendly strategies: Low-willpower, high-automation, no shame.
  • →Modern income tactics: Side hustles, remote work, AI tools that 3x your output.

My Story (The Short Version)

At 28, I was $45K in debt. Student loans, credit cards, a car I couldn't afford. Making $55K/year. It felt impossible.

But I broke it down into systems: income tracking, debt snowball, side hustles, automation. I tracked every dollar in a spreadsheet. I paid myself first, debt second, everything else last.

22 months later, I made the last payment. Debt-free.

Now I want to show you exactly how I did it.

What This Blog Is Not

  • ✗A get-rich-quick scheme
  • ✗Extreme frugality advice (rice and beans forever)
  • ✗Debt shaming or moralizing
  • ✗Generic "top 10 budgeting tips" listicles

This is a tactical guide from someone who's been there. Real systems, real results, real numbers. That's it.

Let's Get Started

If you're ready to build your own debt-free roadmap, start here: